Need a Home Loan?

Find out if you qualify for a home loan in 2 easy steps.

We’re faster, simpler and without the hassle.

We work with all the leading banks to get you the best home loan deal.

A simpler way to buy a home.

 Sit back and relax. We’ll do the heavy lifting.  We apply to multiple banks including your own with only one application. We’ll provide you with multiple quotes to compare. And we all know when banks compete for your business, you win!

lower rates

We're more likely to secure you a lower rate on your home loan than your bank

FASTER APPROVALS

Our innovative technology and home loan experts help you get approved faster

no deposit

We will help you get a low or no deposit home loan if needed.

BEST DEAL

Compare multiple bank offers and get the BEST home loan deal!

Frequently asked questions

A bond originator works as a middleman between you and potential lenders. They manage the home loan application process for you by applying for a home loan on your behalf to multiple lenders, finding competitive interest rates and negotiating terms.

Banks are in the “money-making business” and not in the “saving-you-money business.”  But as an independent bond originator, we work for you NOT the banks. We have access to multiple lenders and dozens of home loans and we can comparison shop the market for the lowest possible cost. 

One of the biggest blunders South African consumers makes when getting a home loan is going to their bank and accepting the rate the bank offers them. And although the bank oftentimes gives a discount on the interest rate, in most cases it is not the best rate available. People think that because they are getting a discount that that is the best rate going.

Most often, the rates given by the banks are not the best on the market. That’s why most sophisticated consumers hire a specialised bond originator, who has access to many different lenders with the best rates available.

Home loan consultants are employees of a specific bank and are paid a set salary (plus bonuses) for completing home loan applications. You are not  guaranteed you’re getting the most competitive rate

Bond originators, on the other hand, work with multiple lenders. Having several banks to compete for your business will not only guarantee you the most competitive rate, but it will also enable you to find the best home loan product for your needs.

Our service is completely free and transparent. There is no hidden fees or charges. The fees you pay the bank and attorneys will stay the same, whether you use our services or not.

Our clients say

"My bank turned down my application but approved it when I used your services. I was kept up to date and got the necessary information which allowed me to make an informed decision. I am particularly happy about the fixed rate you negotiated for me."
Patrick Mhlanga
Fixed rate home loan
"You are quite simply the best in the business! Thank you for always going the extra mile for ALL your clients and keeping us informed every step of the way, and for making the bond application so stress-free. I would recommend your services to anyone looking for a hassle-free bond."
Michelle Smith
Cash out second bond
“I have never encountered a company who puts their clients first before their own pockets as GPF Mortgage. I was a first time home buyer who have been fighting for years to purchase property. All it took was one email to them and within a week my bond has been approved.”
Jonathan du Preez
First time home buyer
"As first time buyers and being self-employed, we were told by other originators that we wouldn't get a bond. However Charleen Peters from GPF went out of her way to ensure that we could get a no-deposit home loan. I am really thankful that I used your service."
Prethee Rajkumar
First time home buyer