If you are anything like me, you can think of hundreds of other things you would like to spend your SAHomeLoan installment on, but you have to pay your bond every month. What if you didn't have to pay your mortgage every month? What if you could put that amount in your pocket instead? This is how.

Let's face it, you are not already trying to pay off your SAHomeLoan bond early, you are paying huge amounts of money that you will never see the result of. There are basically 5 options that you can look at that will help you pay off your bond early. The level of efficiency varies, but it pretty much comes down to your financial situation.

But even if you are not rolling in money, there are always one of two options that WILL work for you. These are your options:

Tip 1 : Pay your SAHomeLoan installment bi-weekly. Might seem like a minor detail, but it really works.

Tip 2 : If you can afford it, make an additional bond installment every month. This goes to the principle of your SAHomeLoan bond amount, not towards interest.

Tip 3 : Refinance. There are hundreds of companies out there that will be more than happy to assist you with this. This can offer you a better interest rate which would mean a lower installment. The key here is to maintain your CURRENT installment.

Tip 4 : Lump sum payments. Pay any additional funds you are getting, such as a salary bonus, into your SAHomeLoan. It all knocks off the capital.

Tip 5: Shorten your term. Ask SAHomeLoan to shorten your term to a 15 year term, instead of 30. Yes, you will have higher installments, but you will be bond-free in half the time.

What you have to think about is how all this will affect you financially in the future. Fine, that salary bonus could give you a nice holiday at the end of the year, but you will be able to have many more nice holidays when you have paid off your SAHomeLoan mortgage.

As mentioned earlier, the option that will suite you the best comes down to your family and your lifestyle. Paying more than SAHomeLoan is requesting every month might be a sour decision to make.

But ask yourself these two questions:
1) How badly do you want to pay off your mortgage?
2) How much money do you want to save?

It is your decision which of the above options you want to use. But whichever one you choose, you will save BIG MONEY on paying off your SAHomeLoan mortgage early.

Well, I know that is a lot for you to take in so I am happy to spend some time with you and answer any questions you have about SAhomeloan and making sure your SAHomeLoan is approved.